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4 Ways To Survive On A Small Salary

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Life in Lagos just like other metropolitan cities across the world is very expensive thereby making if difficult for low-income earners to survive.
Are you asking how to survive in Lagos with a small salary? Or you have gotten an offer that is quite small and thinking of how to survive with it? I am going to give you real-life tips that would help you maximize your little salary and give you a bit of comfort from it.
The truth is that to survive with a low salary is extremely difficult. But with these ideas, you can pull the trick. The eventuality of this article depends on your spending discipline. If you don’t have low spending habits, I don’t think this write-up will do you good.
You can use these tips to survive in Lagos even if you are married and don’t earn so much. If you are going to survive in Lagos with a small salary, then these tips should be at your fingertips. See them below.
1. Have another source of income
To survive in Lagos with a small salary, you need multiple streams of income. Even those who earn high find it difficult to survive on one stream of income, talk-less of you with earns such a low salary. It may be a general anthem in Nigeria, but I know that 50k can rent me a good self-contain house in Ibadan – but the reverse is the case in Lagos. This is one of the ways to even earn an extra income with your full time job
Earning such a low salary in Lagos should propel you towards thinking deep about other alternate means of making money. If you work in a place where you are paid low, and still don’t have time, then I guess you should quit (Hard decision with lots of benefits). There are other sources of income that can fetch you money on the side, a majority of them don’t even need any tangible amount of capital to start (I will write about it, later on, just subscribe to the post and get it in your inbox).
If you earn… let’s say 30k, and you have another stream of income that fetches you 20k or more monthly. You can spend the 30k salary all you want, and use the other as your savings – doesn’t it sound nice?
2. Learn to go the distance
Those legs were made for a purpose, and it was designed basically for trekking. I remember when I came to Lagos newly and was placed on a 50k salary; I tried to keep up with the bus and bike lifestyle. Along the line, I discovered that I was always a debtor before the month runs out.
The month I decided to cover some short distances by trekking, instead of entering a tricycle; that was when I had enough to spare even after month end. I knew I had to survive in Lagos with my small salary, that made me take that decision.
Instead of biking just to cover a short distance, why not go the distance and save up the amount of money for something much more important?
Imagine you saving 100 Naira from your transport fare daily, couple with your main savings?
3. Flexing isn’t meant for everyone
It might be tempting to just go out and catch your fun once in a while, but if you are to survive in Lagos with a small salary, then you should strike this off your to-do list.
If you earn a small salary in Lagos, then I don’t think flexing is for you. You are not alone in this position, as there are others who are in similar position.
If you insist on spending 5k every weekend just to catch fun, you should know that;
5,000 x 4 weeks = 20,000 naira.
Imagine you earn 50,000 Naira, how would you manage and get those dreams in your head come to pass?
4. Avoid unnecessary spendings
Gambling (Bet9ja, Nairabet)
Data Bundles (For streaming live videos)
Recharge Cards spending, etc. should be avoided.
The goal is not to remain like this for life; it is actually meant to be a phase of hard savings while waiting for better opportunities.
You need to have some money that would help you engage in things that would enhance your job search.
If you spend all your money on the above, which one would you use to acquire training and certifications that can give you an edge in the job search market?
Lagos is filled with opportunities, but you have to sacrifice lots of things just to remain there. To survive in Lagos with a small salary is a full-time job on its own, so you should mind how you spend unnecessarily.
I would have loved to mention other tips like;
Budgeting
Feeding (Eating at home)
Saving
Cohabiting with friends.
But I also guess that you should have known already. The basic point I wish to point out is that all underpaid job seekers should endeavour to get other sources of income, whether you are in Lagos or not.
It isn’t difficult starting it, and it boils down to sheer diligence and hard work. If you own a laptop and you data subscription, and you aren’t making money online, then I believe something is wrong.
Source: Top Writers

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Lifestyle

Relaxation Of CBD In NFL – An Insight

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Why You Should Buy YouTube Views Cheap

There has been a lot of buzz around CBD in recent years, especially in the health and wellness industry.
Many sports associations and players around the world have also recognized CBD as a pro sports
product.

However, one of the most coveted associations- the National Football League, more popularly known as
the NBD had been quite strict in its ban of cannabis related products, including CBD. But in recent times,
there seems to be some good news in store both for eh players and every CBD shop as the association is
considering lifting the blanket ban and allowing players to use CBD, which has become popular for its
medical properties.

What Is CBD?

Before we proceed to understand the decision of the NFL, it is important to understand what CBD is and
how it is different from the other cannabis product. CBD or cannabidiol is one of the primary chemicals
found in the cannabis plant, the other being THC. However, contrary to common beliefs, CBD is not
psychoactive in nature. It does not cause the user to feel ‘high.’ This is because high quality CBD does
not contain even trace amounts of THC, which is responsible for these reactions.

In fact, many recent studies indicate that CBD is an excellent medicine to cure several physical and
mental conditions, including chronic pain, anxiety, inflammation, and depression.

Why Do Sportspersons Recommend CBD Use?

If you are into sports and athletics, avoiding injuries is almost impossible. While painkillers may be
helpful in managing the pain, they have numerous side effects on the other organs of the body. That is
why many players and athletes are now in favor of using CBD to manage their pains and injuries.

Sourced from organically grown hemp, CBD helps in alleviating the pain without injuring any other
organs of the body. It is no wonder that players are in favor of using CBD in place of the synthetic drugs
that are available in the market.

CBD For Sleep

For your body to perform its best, it is important for it to be well-rested and rejuvenated. This can only
happen through sound sleep. For many players, who suffer from muscle cramps and injuries, getting
proper sleep becomes a challenge. CBD can be very helpful in those circumstances as well. By soothing
the nerves, CBD helps the body to fall asleep faster and also the quality sleep that it needs.

Good sleep can also help the body in replenishing its worn and torn tissues faster.

The Changes Anticipated In NFL

The NFL, which has one of the strictest policies regarding drug testing, is now considering changing its
policies, especially the ones that are related to CBD. The players who test positive for cannabis will not
be directly suspended from the team. Rather a fine will be imposed on them as per the number of times
that they test positive.

The threshold for testing has also been changed as the players now will only be tested during the first
two weeks of the training camp, in place of the April- August testing policy that was followed earlier.

These progressive changes seem to be a direct result of the changed perception that most people have
regarding CBD today.

It is also worthy to note here that CBD is legal in all the American states, with minor restrictions on the
amount and the concentration of the product. Players are the happiest with this new move as they are
of the opinion that CBD works much better and is far less addictive than the painkillers that are given on
prescription. Even the sports associations around the world are also likely to reconsider their policy on
CBD after this change.

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Lifestyle

Actress Osas Ighodaro Celebrates Her 30th Birthday With Emotional Post

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Actress Osas Ighodaro Celebrates Her 30th Birthday With Emotional Post
Osas Ighodaro

Osas Ighodaro

Nigerian actress, Osas Ighodaro penned an emotional note via Instagram as she clocked 30-years-old on Monday.

To mark her birthday, the single mother of one posted a monochrome photo of herself as she wished for people to continue praying for those who lost their lives during these turbulent period.

Ighodaro wrote;

“Thank God for another year. Happy Birthday to me. If you know me, you know I absolutely love birthdays but this year it certainly hits different. I’m overwhelming grateful for life and thankful to God to be able to see another birthday bc unfortunately many haven’t and won’t have that opportunity.

I am hopeful for better days for myself, those that I love and hold dear and most certainly for my country Nigeria. I pray for unity, peace, harmony and togetherness. We all deserve it.

My birthday wish is to please continue to pray for those innocent lives lost. Please remain hopeful and focused because I truly believe better days are soon ahead by God’s grace.

Peace, Love and Blessings.”

See her post below:

The actress’ post

The actress’ post

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Travel

Exotic Resorts May Be the Best Bet for a Holiday

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An exotic vacation usually means exploring a distant foreign country, whilst resorts are places
to go for rest, sport, or which offers a particular speciality, with many resorts being part of a
popular tourist destination or on or near a beach. If you are planning a vacation to an exotic
resort it can be a once-in-a-lifetime vacation to a far-flung destination or a luxurious place to
stay closer to home where you can enjoy some pampering.

Why stay at an exotic resort

Exotic resorts often offer all-inclusive vacation deals, along with other options that leave you
to plan your stay more precisely to your own wishes. These resorts offer excellent customer
service, superb accommodation and facilities and are usually to be found in beautiful settings.
Here are some of the best resorts from around the world for you to consider:

Four Seasons Resort, Seychelles
This famous resort has made many feel they have entered Paradise. The gentle ocean breeze
floats up the granite hillside and into your tree-house villa tucked away from the other guests
staying at the resort. This is perfect for encouraging you to relax, either by your private pool
or in the clear blue waters of Petite Anse Bay. Perfect for a romantic stay, there is a Spa for
pampering and the chance for a sunset meal on a deserted beach.

Some enjoy simply sitting on their balcony, gazing at the ocean between reading their book,
sketching or checking out international bookmakers and betting sites for the chance of a
flutter. If you want another type of adrenaline kick, check out the resorts excellent kayaking
and snorkelling facilities, which are recommended by nearly all who try it.

Anantara Resort, Hua Hin, Thailand

The ultimate tropical getaway, the Anantara Resort is an award-winning site modelled on a
traditional Thai village and is just three hours drive south of Bangkok. The location is where
Thai royalty and aristocrats have been holidaying for almost one-hundred years. Today, you
can visit historical attractions alongside theme parks and shops as well as vineyards and golf
courses.

The resort is set among 14 acres of lush tropical grounds with lotus-filled lagoons and
meandering pathways through exotic foliage, with many rooms overlooking the shoreline.
Each day, chefs prepare freshly caught local seafood alongside Thai specialities. The resort
also has an award-winning spa located within a lagoon-inspired oasis offering you the perfect
opportunity to relax.

Kurumba, Maldives

Kurumba is a well-established resort that opened almost 50 years ago and continues to offer
superb hospitality and contemporary facilities. There are seven speciality restaurants offering
cuisine from Italy to the Middle East as well as Thila, a restaurant which extends out over the
water which offers gourmet breakfasts and seafood dinners.

You can go snorkelling over the nearby reef full of colourful marine life or sign up to a dive
package as part of your stay, or just enjoy a private pool when staying at one of the spacious
villages. There are also deluxe beachfront bungalows offering direct beach access and views
of the crystal-clear waters.

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