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Singles: 3 Important Ways To Be Financially Prepared For Marriage

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99504926-660x400Okay, I know you are tired of hearing, “You need to know how to budget before you get married”, or anything with the word budget in it. This point is not about learning how to budget because honestly, I want you to be able to buy your Starbucks, go on that vacation, or purchase those new jeans. Budgeting could help you eventually attain it, but it would take a lot longer than just having the financial intelligence to create extra streams of revenue in order to have the freedom to make those purchases.

Yes, a monthly spending plan is essential for growth, but it means nothing if you do not have any intelligence on how to capitalize on your savings. Financial intelligence requires much reading and exposing yourself to great minds who have learned the rules of finance! Financial intelligence will benefit your spouse more than just having the ability to stick to a monthly budget. Before we jump into the how to of developing your financial intelligence, I want you to ask yourself this question. “What is my relationship with money?”

Here are 4 Important Ways to be Financially Prepared for Marriage

1. Develop the discipline of having a monthly spending plan

It is said that finances are one of the top causes of divorce today. Many think once they get married, money will eventually work itself out. WRONG! When you are single, it is easy to get away with a budget-less life, but once you are married it is one of the most necessary disciplines needed. I encourage you to start a budget now, and do some study on personal finances. Luke 14:28 states it so perfectly, “don’t begin to build until you have considered the cost.” If you can learn this concept while single, you will bypass many arguments during budget time and your spouse will thank you for it. By developing a discipline of having a monthly spending plan, you will then become consistent with putting money where it belongs. Your bills will be paid on time, you will give your tithes regular, and you will invest more into your future.

2. Give generously

Giving is the heart of the kingdom and reveals the heart of man. I believe with all my heart many of the blessings I received, such as having the majority of our wedding being paid for, never lacking financially, or God ordained opportunities for multiple streams of income all stem from the generous giving I did before I married and still do now being married.

Sowing and reaping is a biblical principle you can be sure God stands by, but He does not do it on your terms. I encourage you to develop the passion for giving generously to others and watch God work on your behalf. Second Corinthians 4:12 says that “whatever you give is acceptable if you give it eagerly. And give according to what you have, not what you don’t have.”

3. Pay down debt

Making and sticking to a plan to pay down your debt is an act of love towards your future spouse. Even though when you marry your spouse, they also marry everything that comes with you. They should not be penalized for your lack of discipline to work as hard as possible to pay down debt. I do understand there are debts that takes years to eradicate i.e. school, car loans, etc. I am not saying you should not have any debt going into a marriage, but you should make it a priority before you marry to pay it down as much as possible.

Do not wait to marry someone with the plan to then, after marriage start paying down your debt. I have talked with a few unmarried women some with over $100,000 in school loans and another with a horrific credit history fearful of a potential husband being turned away due to their financial situation. This is a major issue for both men and women today due to the increase in need for school loans and a hard economy preventing the paying down of those loans. My encouragement is to learn how to manage your money wisely making way for you to become disciplined in your finances.

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Travel

Exotic Resorts May Be the Best Bet for a Holiday

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An exotic vacation usually means exploring a distant foreign country, whilst resorts are places
to go for rest, sport, or which offers a particular speciality, with many resorts being part of a
popular tourist destination or on or near a beach. If you are planning a vacation to an exotic
resort it can be a once-in-a-lifetime vacation to a far-flung destination or a luxurious place to
stay closer to home where you can enjoy some pampering.

Why stay at an exotic resort

Exotic resorts often offer all-inclusive vacation deals, along with other options that leave you
to plan your stay more precisely to your own wishes. These resorts offer excellent customer
service, superb accommodation and facilities and are usually to be found in beautiful settings.
Here are some of the best resorts from around the world for you to consider:

Four Seasons Resort, Seychelles
This famous resort has made many feel they have entered Paradise. The gentle ocean breeze
floats up the granite hillside and into your tree-house villa tucked away from the other guests
staying at the resort. This is perfect for encouraging you to relax, either by your private pool
or in the clear blue waters of Petite Anse Bay. Perfect for a romantic stay, there is a Spa for
pampering and the chance for a sunset meal on a deserted beach.

Some enjoy simply sitting on their balcony, gazing at the ocean between reading their book,
sketching or checking out international bookmakers and betting sites for the chance of a
flutter. If you want another type of adrenaline kick, check out the resorts excellent kayaking
and snorkelling facilities, which are recommended by nearly all who try it.

Anantara Resort, Hua Hin, Thailand

The ultimate tropical getaway, the Anantara Resort is an award-winning site modelled on a
traditional Thai village and is just three hours drive south of Bangkok. The location is where
Thai royalty and aristocrats have been holidaying for almost one-hundred years. Today, you
can visit historical attractions alongside theme parks and shops as well as vineyards and golf
courses.

The resort is set among 14 acres of lush tropical grounds with lotus-filled lagoons and
meandering pathways through exotic foliage, with many rooms overlooking the shoreline.
Each day, chefs prepare freshly caught local seafood alongside Thai specialities. The resort
also has an award-winning spa located within a lagoon-inspired oasis offering you the perfect
opportunity to relax.

Kurumba, Maldives

Kurumba is a well-established resort that opened almost 50 years ago and continues to offer
superb hospitality and contemporary facilities. There are seven speciality restaurants offering
cuisine from Italy to the Middle East as well as Thila, a restaurant which extends out over the
water which offers gourmet breakfasts and seafood dinners.

You can go snorkelling over the nearby reef full of colourful marine life or sign up to a dive
package as part of your stay, or just enjoy a private pool when staying at one of the spacious
villages. There are also deluxe beachfront bungalows offering direct beach access and views
of the crystal-clear waters.

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Coronavirus

Healthcare Workers To Receive Coca-Cola-Funded PPEs From Nigerian Red Cross

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Since the outbreak of the Coronavirus disease in Nigeria, our healthcare workers have continued to lead the charge against the disease. As the number of recorded COVID-19 cases in Nigeria began to increase, these healthcare workers rose to the challenge and fought tirelessly to protect the lives of Nigerians impacted by the disease.

Considering the risks these healthcare workers face, there is a crucial need for adequate protective equipment for these brave frontline workers.

Coca-Cola is excited that over 400,000 Personal Protective Equipment (PPEs) procured to support the intervention efforts of the Nigerian Government and other key stakeholders to fight the COVID 19 pandemic have arrived. We do believe that this will to provide succor to our healthcare workers on the frontlines

These PPEs comprise N95 respirators, surgical masks, examination gloves, face shields, medical gowns, no-touch thermometers, disposable aprons, heavy-duty rubber gloves, rubber boots, basic masks, disposable gloves, and hand sanitizers.

Since the first confirmed case of the disease in Nigeria reported in February, over 800 healthcare workers have contracted the disease. While Nigerians are encouraged to stay home where possible and practice social distancing, these healthcare workers are needed across the country in the continued fight against the disease.

This donation forms part of The Coca-Cola Foundation’s COVID-19 relief interventions in Nigeria. The Coca-Cola Foundation has provided $2.5m in grant to IFRC who seeks to directly impact the lives of 1.4 million people in Nigeria and across other countries in West and Central Africa under this partnership.

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Events in Nigeria

Taking Care of Tomorrow’s Leaders Today – The itel, Lagos Food Bank Example

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Waking up to a special meal or choice gift is the best feeling ever. Hundreds of children in Mushin, mainland Lagos, had a filling taste of this feeling for the October 1 st celebrations. It’s an experience they will remember for a long time.

Being one of the most responsible corporate citizens around, celebrating Independence Day was always going to be on the radar for itel Mobile. To make this possible and memorable, the brand got to work in earnest. The focus of the work was picking the best way to commemorate the 60th independence anniversary of the most populous black nation on earth.

The efforts soon paid off through an impact-driven partnership with the Lagos Food Bank Initiative. With the arrangement, both partners considered a couple of activities capable of affecting communities positively and bringing smiles to people’s faces in Lagos. At the end of the exercise, taking care of children, the leaders of tomorrow, in the commercial city secured the highest votes.

With the decision, itel Mobile set about making this happen. Not surprisingly, the decision was
influenced by giving children the means to excel and prepare them for leadership and nation-building, for them to enjoy better life. For the good of their immediate family, community and the Nigerian society.

Idiko, Mushin, a suburb of mainland Lagos, was chosen as the benefiting community. And the partners strategically reached out to the beneficiaries, children and families, with gifts of love, care, happiness and support made possible by the itel Love Always On CSR initiative.

Over 1,000 families benefited from the gesture as well as 600 children, and each one of them received food packages to celebrate Nigeria’s 60 th Independence Day commemoration.

Speaking on the event and itel’s Love Always On CSR Initiative, Oke Umurhohwo, itel’s Marketing Manager said, ‘We wanted to mark this year’s Independence Day celebrations differently, and that is why we did something so momentous for our children. Children are the backbone of any longstanding community, and as such, we are proud to be able to give back and support them on their journey as leaders of tomorrow and for a better life.’

To meet the demands of the memorable event, 30 volunteers joined the customer-centric brand and the Lagos-based NGO to share smiles, and to convey just how important it is to love and take care of today’s children who will ultimately become leaders of tomorrow.

With the thoughtful activity, there are insights for everyone, from the government to citizens, on partnerships that are capable of making life better for children. Indeed, itel Mobile and the Lagos Food Bank Initiative have offered a great template on bringing this to reality.

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