We all are always looking for ways to save money, but we sometimes ignore the fact that we’re actively wasting money every day.
Here are 5 ways you might be letting money slip through your fingers.
1. The Food In Your Kitchen Goes Bad
It’s hard to judge exactly how much food you’ll eat in the next week or month, but when food spoils, that’s money down the drain. Planning your meals ahead of time helps a ton, as does knowing how long different foods stay fresh on the counter, in the fridge, and in the freezer. But, in the end, all it takes is a little attention.
Most people sign up for a data plan and use their phone without really digging into how much data they use. If you’re still holding onto an unlimited plan, for example, it’s worth looking up how much data you actually use in a month—you might actually save money by moving to a metered plan (after all, 65% of people don’t even use 300MB of data per month). I subscribe to comonth for Blackberry on glo, and I can’t remember ever using up to 50% of the monthly data. That was when I realized how much I wasted on the ‘so-called’ unlimited subscription I was on using Airtel. If you haven’t checked your data usage in awhile, give it a look. You might be surprised. Of course, if you do have a limited plan, make sure your phone isn’t secretly wasting data in the background, too.
3. You Don’t Negotiate
Negotiating can be tiring and time-wasting, but with the right preparation, you can make the whole process a lot easier—and get a lot more for your money. In fact, researchers in the U.S. found that the average new hire loses out on $500,000 in the long run, just by not negotiating their salary on that first job. There are a number of negotiation methods that work well in different situations (the Briefcase Technique being a pretty good one for salaries), so check out Lifehacker’s guide to getting anything you want with minimal negotiation. In a typical Nigerian market, the price you’re told is usually double what the good is worth, especially if you’re buying from an Ibo or Yoruba trader. But when you master the techniques of negotiating, you might be surprised how much you let go down the drain before you put in a little effort.
4. You Fall For Tech Myths
It’s amazing how much tech companies try to squeeze out of you when you go to buy a new computer. “Oh, don’t buy that one, it’s six months old…buy this new one!” “O, you should get an extended warranty for an extra $200.” “Here, this $40 HDMI cable should suit your needs.” These sales tactics lead to quite a few myths, like the fact that new products are somehow better than refurbished products, or that expensive cables will get you a better picture on your TV. If you buy a lot of technology—and if you’re anything like us, you can save quite a bundle by knowing your stuff before you go into the store.
5. You Try Too Hard to Save Money
Wait, what? That’s right: Sometimes, trying to save money can actually lead you into a pit that wastes money. For example, some people avoid regular checkups with the doctor or dentist, but then end up having to go in and pay much more for all the things they neglected. As a way to save money, you buy only the things you need in bits, but you end up using a carton at the end of the month; you could have saved money if you bought a whole carton in the first place-each would cost less than how much retailers sold the product to you each time you bought it. That’s not to say saving money is a bad thing—it’s just important to pay attention to where all of your money is going, and that you aren’t shooting yourself in the foot with a strategy you’re using to “save” cash. [Lifehacker]
Relaxation Of CBD In NFL – An Insight
There has been a lot of buzz around CBD in recent years, especially in the health and wellness industry.
Many sports associations and players around the world have also recognized CBD as a pro sports
However, one of the most coveted associations- the National Football League, more popularly known as
the NBD had been quite strict in its ban of cannabis related products, including CBD. But in recent times,
there seems to be some good news in store both for eh players and every CBD shop as the association is
considering lifting the blanket ban and allowing players to use CBD, which has become popular for its
What Is CBD?
Before we proceed to understand the decision of the NFL, it is important to understand what CBD is and
how it is different from the other cannabis product. CBD or cannabidiol is one of the primary chemicals
found in the cannabis plant, the other being THC. However, contrary to common beliefs, CBD is not
psychoactive in nature. It does not cause the user to feel ‘high.’ This is because high quality CBD does
not contain even trace amounts of THC, which is responsible for these reactions.
In fact, many recent studies indicate that CBD is an excellent medicine to cure several physical and
mental conditions, including chronic pain, anxiety, inflammation, and depression.
Why Do Sportspersons Recommend CBD Use?
If you are into sports and athletics, avoiding injuries is almost impossible. While painkillers may be
helpful in managing the pain, they have numerous side effects on the other organs of the body. That is
why many players and athletes are now in favor of using CBD to manage their pains and injuries.
Sourced from organically grown hemp, CBD helps in alleviating the pain without injuring any other
organs of the body. It is no wonder that players are in favor of using CBD in place of the synthetic drugs
that are available in the market.
CBD For Sleep
For your body to perform its best, it is important for it to be well-rested and rejuvenated. This can only
happen through sound sleep. For many players, who suffer from muscle cramps and injuries, getting
proper sleep becomes a challenge. CBD can be very helpful in those circumstances as well. By soothing
the nerves, CBD helps the body to fall asleep faster and also the quality sleep that it needs.
Good sleep can also help the body in replenishing its worn and torn tissues faster.
The Changes Anticipated In NFL
The NFL, which has one of the strictest policies regarding drug testing, is now considering changing its
policies, especially the ones that are related to CBD. The players who test positive for cannabis will not
be directly suspended from the team. Rather a fine will be imposed on them as per the number of times
that they test positive.
The threshold for testing has also been changed as the players now will only be tested during the first
two weeks of the training camp, in place of the April- August testing policy that was followed earlier.
These progressive changes seem to be a direct result of the changed perception that most people have
regarding CBD today.
It is also worthy to note here that CBD is legal in all the American states, with minor restrictions on the
amount and the concentration of the product. Players are the happiest with this new move as they are
of the opinion that CBD works much better and is far less addictive than the painkillers that are given on
prescription. Even the sports associations around the world are also likely to reconsider their policy on
CBD after this change.
Actress Osas Ighodaro Celebrates Her 30th Birthday With Emotional Post
Nigerian actress, Osas Ighodaro penned an emotional note via Instagram as she clocked 30-years-old on Monday.
To mark her birthday, the single mother of one posted a monochrome photo of herself as she wished for people to continue praying for those who lost their lives during these turbulent period.
“Thank God for another year. Happy Birthday to me. If you know me, you know I absolutely love birthdays but this year it certainly hits different. I’m overwhelming grateful for life and thankful to God to be able to see another birthday bc unfortunately many haven’t and won’t have that opportunity.
I am hopeful for better days for myself, those that I love and hold dear and most certainly for my country Nigeria. I pray for unity, peace, harmony and togetherness. We all deserve it.
My birthday wish is to please continue to pray for those innocent lives lost. Please remain hopeful and focused because I truly believe better days are soon ahead by God’s grace.
Peace, Love and Blessings.”
See her post below:
Exotic Resorts May Be the Best Bet for a Holiday
An exotic vacation usually means exploring a distant foreign country, whilst resorts are places
to go for rest, sport, or which offers a particular speciality, with many resorts being part of a
popular tourist destination or on or near a beach. If you are planning a vacation to an exotic
resort it can be a once-in-a-lifetime vacation to a far-flung destination or a luxurious place to
stay closer to home where you can enjoy some pampering.
Why stay at an exotic resort
Exotic resorts often offer all-inclusive vacation deals, along with other options that leave you
to plan your stay more precisely to your own wishes. These resorts offer excellent customer
service, superb accommodation and facilities and are usually to be found in beautiful settings.
Here are some of the best resorts from around the world for you to consider:
Four Seasons Resort, Seychelles
This famous resort has made many feel they have entered Paradise. The gentle ocean breeze
floats up the granite hillside and into your tree-house villa tucked away from the other guests
staying at the resort. This is perfect for encouraging you to relax, either by your private pool
or in the clear blue waters of Petite Anse Bay. Perfect for a romantic stay, there is a Spa for
pampering and the chance for a sunset meal on a deserted beach.
Some enjoy simply sitting on their balcony, gazing at the ocean between reading their book,
sketching or checking out international bookmakers and betting sites for the chance of a
flutter. If you want another type of adrenaline kick, check out the resorts excellent kayaking
and snorkelling facilities, which are recommended by nearly all who try it.
Anantara Resort, Hua Hin, Thailand
The ultimate tropical getaway, the Anantara Resort is an award-winning site modelled on a
traditional Thai village and is just three hours drive south of Bangkok. The location is where
Thai royalty and aristocrats have been holidaying for almost one-hundred years. Today, you
can visit historical attractions alongside theme parks and shops as well as vineyards and golf
The resort is set among 14 acres of lush tropical grounds with lotus-filled lagoons and
meandering pathways through exotic foliage, with many rooms overlooking the shoreline.
Each day, chefs prepare freshly caught local seafood alongside Thai specialities. The resort
also has an award-winning spa located within a lagoon-inspired oasis offering you the perfect
opportunity to relax.
Kurumba is a well-established resort that opened almost 50 years ago and continues to offer
superb hospitality and contemporary facilities. There are seven speciality restaurants offering
cuisine from Italy to the Middle East as well as Thila, a restaurant which extends out over the
water which offers gourmet breakfasts and seafood dinners.
You can go snorkelling over the nearby reef full of colourful marine life or sign up to a dive
package as part of your stay, or just enjoy a private pool when staying at one of the spacious
villages. There are also deluxe beachfront bungalows offering direct beach access and views
of the crystal-clear waters.
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